STEVE DYMENT
NMLS#2484021
With over 14 years of award-winning mortgage experience, Steve has had the pleasure of serving more than 1200 families with their mortgage needs and originating over $500 Million in home loans.
Contributing as a trainer, coach and speaker in the mortgage and real estate industry Steve has the opportunity to share his knowledge regularly, having spoken at national conferences, seminars, colleges and in television interviews.
Having partnered and invested in single family, multi-family, ground-up construction and value-add renovation projects, Steve speaks the unique language of investors and high-networth individuals to receive solid, discrete and strategic financing advice to, just plainly, achieve their goals — finance their dream objective.
Just as important, Steve loves to work with homebuyers, families and everyday borrowers to make their home ownership dreams come true. In a world where big business often shuns or overlooks the little guy, Steve takes pride in helping clients of all backgrounds successfully navigate the challenging and unpredictable waters of debt, equity, real estate and investing.
The innumerable reviews, heartfelt handshakes and sincere thank you’s leave him feeling an immense sense of fulfillment. He loves to connect with all types of individuals from varied walks of life in a way that leaves them educated, knowledgeable and able to make the best decisions for themselves and their families. Let him reach out to you today.
941.290.0751
My Specialized Loan Products
Conventional Loans
Conventional mortgages are among the most popular types of loans: They don’t have specialized eligibility requirements, come with low minimum down payments and are available right here @ Mpire Financial with Angie!
FHA LOAN
Insured by the Federal Housing Administration, FHA loans allow borrowers to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 with at least 10 percent down. FHA also insures FHA 203(k) loans, which allow borrowers to buy and fix up a home with the same low credit and down payment flexibility.
VA LOAN
Qualified U.S. military members (active duty, veterans and eligible family members) can apply for loans backed by the U.S. Department of Veterans Affairs (VA). Angie will show you that VA loans come with lower interest rates compared to other loan types, and don’t require a down payment.
USDA Loan
The U.S. Department of Agriculture (USDA) guarantees loans for some rural homes for up to 100-percent financing (in other words, there’s no down-payment requirement). This doesn’t mean you have to buy a farm or shack up with livestock, but you do have to buy a home in a USDA-eligible area.
Reverse Mortgage
Angie says that a Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older.
Commercial Loan
A commercial loan is a financial instrument that businesses owners can avail of to address any short-term capital needs. The sanctioned amount can be used to increase the working capital, acquire new machinery, build new infrastructure, meet operational costs, and other such expenditures.
DSCR Loans
A DSCR loan is a measure of the cash flow a borrower has to pay against current debt obligations for an investment property. A DSCR loan is a type of non-QM loan used by real estate investors to help them qualify for a loan based on their property’s cash flow, without having to verify personal income. More Questions? Ask Angie for details!
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