Robin Johnson

ROBIN JOHNSON

NMLS #210464

540.309.5029

With over 18 years of experience in the Mortgage Industry, Robin has developed a passion for helping First Time Home Buyers, Veterans and repeat home buyers with her expertise in home lending. Her dedication to detail and education to her clients helps to offer an exceptional home buying experience.

Robin is Married and has 3 daughters AND 2 pups. She loves to exercise, go to the beach and socialize with friends and family. Her expertise is in listening to her clients to put them into the right fit mortgage. Her strengths are in communication and following up with her clients and Realtor partners. The relationship IS NOT over when the loan closes. Expect to hear from her AT LEAST 4 times per year to see how things are going and answer any and all questions. She not only wants to be your lender for a transaction, she wants to be your “go to ” person for your friends, family and co-workers AND to help you grow wealth in Real Estate for years to come.

My Specialized Loan Products

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Conventional Loans

Conventional mortgages are among the most popular types of loans: They don’t have specialized eligibility requirements, come with low minimum down payments and are available right here @ Mpire Financial .

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FHA LOAN

Insured by the Federal Housing Administration, FHA loans allow borrowers to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 with at least 10 percent down. FHA also insures FHA 203(k) loans, which allow borrowers to buy and fix up a home with the same low credit and down payment flexibility.

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VA LOAN

Qualified U.S. military members (active duty, veterans and eligible family members) can apply for loans backed by the U.S. Department of Veterans Affairs (VA). VA loans come with lower interest rates compared to other loan types, and don’t require a down payment.

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USDA Loan

The U.S. Department of Agriculture (USDA) guarantees loans for some rural homes for up to 100-percent financing (in other words, there’s no down-payment requirement). This doesn’t mean you have to buy a farm or shack up with livestock, but you do have to buy a home in a USDA-eligible area.

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Non - QM

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Down Payment Assistance

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