Karlette Beasley
NMLS#2372838
Karlette Beasley is a vibrant Mortgage Loan Officer with a successful career. She resides in Fayetteville, NC and is excited about helping families find their perfect home. Karlette was formerly employed as an IT Specialist at the Special Operations Command on Fort Bragg and is the wife of Chad Beasley, a veteran who recently retired with 26 years of service. They have 4 beautiful adult children. She is multi-talented & serves as a worship leader, chaplain, & Elder. Karlette has a heart for people & a heart for God. She is a beautiful soul & would consider it a blessing to meet your loan questions and needs! Contact her today!
910.489.6458
My Specialized Loan Products
Conventional Loans
Conventional mortgages are among the most popular types of loans: They don’t have specialized eligibility requirements, come with low minimum down payments and are available right here @ Mpire Financial with Brandi!
FHA LOAN
Insured by the Federal Housing Administration, FHA loans allow borrowers to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 with at least 10 percent down. FHA also insures FHA 203(k) loans, which allow borrowers to buy and fix up a home with the same low credit and down payment flexibility.
VA LOAN
Qualified U.S. military members (active duty, veterans and eligible family members) can apply for loans backed by the U.S. Department of Veterans Affairs (VA). Brandi will show you that VA loans come with lower interest rates compared to other loan types, and don’t require a down payment.
USDA Loan
The U.S. Department of Agriculture (USDA) guarantees loans for some rural homes for up to 100-percent financing (in other words, there’s no down-payment requirement). This doesn’t mean you have to buy a farm or shack up with livestock, but you do have to buy a home in a USDA-eligible area.
Reverse Mortgage
Brandi says that a Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older.
Commercial Loan
A commercial loan is a financial instrument that businesses owners can avail of to address any short-term capital needs. The sanctioned amount can be used to increase the working capital, acquire new machinery, build new infrastructure, meet operational costs, and other such expenditures.
DSCR Loans
A DSCR loan is a measure of the cash flow a borrower has to pay against current debt obligations for an investment property. A DSCR loan is a type of non-QM loan used by real estate investors to help them qualify for a loan based on their property’s cash flow, without having to verify personal income. More Questions? Ask Brandi for details!
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