DAVE WILLIFORD
NMLS#1599708
I’ve been in the mortgage business for 30 years and have done a little bit of everything. I enjoy meeting
new people and helping them and their families find get a home they love and can pay for comfortably.
In my spare time I am a Home Winemaker and a Beekeeper. I’m easy to talk to and enjoy getting to
know my clients. I really care that they get what they want.
My Specialized Loan Products
Conventional Loans
Conventional mortgages are among the most popular types of loans: They don’t have specialized eligibility requirements, come with low minimum down payments and are available right here @ Mpire Financial .
FHA LOAN
Insured by the Federal Housing Administration, FHA loans allow borrowers to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 with at least 10 percent down. FHA also insures FHA 203(k) loans, which allow borrowers to buy and fix up a home with the same low credit and down payment flexibility.
VA LOAN
Qualified U.S. military members (active duty, veterans and eligible family members) can apply for loans backed by the U.S. Department of Veterans Affairs (VA). VA loans come with lower interest rates compared to other loan types, and don’t require a down payment.
USDA Loan
The U.S. Department of Agriculture (USDA) guarantees loans for some rural homes for up to 100-percent financing (in other words, there’s no down-payment requirement). This doesn’t mean you have to buy a farm or shack up with livestock, but you do have to buy a home in a USDA-eligible area.
Non - QM
Down Payment Assistance
Get in Touch!
