HECTOR BRUNO
NMLS #2044486
My Story
About Me
As a mortgage loan officer, providing exceptional customer service is one of the most important things I can do. This means being responsive, knowledgeable, and helpful throughout the entire mortgage process, and making sure my customers feel heard and understood. I always go the extra mile to ensure their satisfaction.
How I Got Started
I started my career as a Project Manager for a large-scale print shop in Orlando. Once I purchased my first home in 2018, the Loan Officer I worked with made the experience easy and sparked my interest in the mortgage industry. I started by getting certified as a Financial Counselor and then licensed as a Mortgage loan Officer after working as an LOA for 6 months and a loan processor for almost 2 years. The passion to help new home buyers, homeowners and investors find the right product to fit their unique story has grown to me being the best solution for you and your clients.
407.731.2937
My Specialized Loan Products
Conventional Loans
Conventional mortgages are among the most popular types of loans: They don’t have specialized eligibility requirements, come with low minimum down payments and are available right here @ Mpire Financial .
FHA LOAN
Insured by the Federal Housing Administration, FHA loans allow borrowers to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 with at least 10 percent down. FHA also insures FHA 203(k) loans, which allow borrowers to buy and fix up a home with the same low credit and down payment flexibility.
VA LOAN
Qualified U.S. military members (active duty, veterans and eligible family members) can apply for loans backed by the U.S. Department of Veterans Affairs (VA). VA loans come with lower interest rates compared to other loan types, and don’t require a down payment.
USDA Loan
The U.S. Department of Agriculture (USDA) guarantees loans for some rural homes for up to 100-percent financing (in other words, there’s no down-payment requirement). This doesn’t mean you have to buy a farm or shack up with livestock, but you do have to buy a home in a USDA-eligible area.
INVESTMENT LOANS
An investment property loan is a mortgage for the purchase of an income-producing property. That includes buying properties to generate rental income or to renovate and sell for a profit (more commonly known as house flipping).
COMMERCIAL LOANS
A commercial loan is a debt-based funding arrangement between a business and a financial institution such as a bank. It is typically used to fund major capital expenditures and/or cover operational costs that the company may otherwise be unable to afford.
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