NORM FRASCONA
NMLS# 1893101
“We put the FUN back in FUNding!”.
-Norm Frascona
With over 12 years of experience in the mortgage industry, Norm has developed a passion for providing thousands of clients with his expertise in lending. His experience as both a mortgage underwriter and a broker over his career has given him the knowledge and confidence to produce results for borrowers.
His goal is to ensure each and everyone of his patrons navigate the world of finding a right fit mortgage. Norm takes time with his clients by listening and fully understanding the needs of real people which allows us to seek and recommend a program best suited for the individual. His personal commitment is to provide exceptional and memorable service for everyone!
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863.521.3034
My Specialized Loan Products
Conventional Loans
Conventional mortgages are among the most popular types of loans: They don’t have specialized eligibility requirements, come with low minimum down payments and are available right here @ Mpire Financial .
RENOVATION LOANS
A renovation loan gives homeowners the funds to make necessary or desirable renovations to a home or access to the credit to make those changes. John helps you with renovation loans that comes in a variety of packages including simple personal loans or government-sponsored loans to get the job done.
VA LOANS
Qualified U.S. military members (active duty, veterans and eligible family members) can apply for loans backed by the U.S. Department of Veterans Affairs (VA). VA loans come with lower interest rates compared to other loan types, and don’t require a down payment.
DSCR Loan
A DSCR loan is a measure of the cash flow a borrower has to pay against current debt obligations for an investment property. A DSCR loan is a type of non-QM loan used by real estate investors to help them qualify for a loan based on their property’s cash flow, without having to verify personal income.
Reverse Mortgage
A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older.
Alternative Documentation (ALT DOC)
Alt-Doc (Alternative Documentation) is a mortgage program that qualifies homeowners by using non-traditional methods and/or non-traditional documentation to determine qualifying income.
This unique solution has distinct approval parameters for borrowers that have demonstrated the ability to repay (ATR) a loan but cannot qualify for a standard mortgage program. Borrowers looking to take advantage of alternative qualifying methods such as Asset Depletion can do so with lower credit scores (down to 660) and loan-to-values (LTVs) up to 80%.
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